Simplified Term (sm) is an eLife Direct (sm) website, and specializes in helping consumers find quality term life insurance, from reputable and reliable insurance companies, relatively quickly and easily, over the internet.

Disclaimer: There is no guarantee about financial strength or product quality, or underwriting speed, of any insurance agency or company mentioned on this website. “Simplified underwriting” usually refers to the fact that no medical examination is required. Please refer to each insurance company’s particular underwriting guidelines for more details. Consumers must adequately investigate these issues on their own.